MSO Law, P.A.
A debtor rights Law Firm

Welcome

Not every law firm looks out for the little guy. MSO LAW, P.A. is a consumer-focused law firm specializing in representing individuals in collections lawsuits and other litigation matters. We offer distinguished legal services with competitive prices and treat our clients with the respect and attention they deserve. Just like when shopping in a retail store, we don’t believe you should spend any money when looking over a potential purchase. That is why we don’t charge for consultations. If you are facing a legal problem and are in need of guidance, please call MSO LAW, P.A. for a free consultation today.

Services Provided:

Collections Defense

Unfortunately, you may find yourself in a situation where creditors file a lawsuit against you in order to collect an alleged debt. Once you receive a summons you may be feeling scared, anxious, confused and uneasy. The most important thing you can do in this situation is to act immediately! Creditors are hoping that you stick your head in the sand and do not act quickly to defend your rights. This is where an experienced collections defense attorney can guide and advise you on what your rights are and what options are available to you. Mitchell S. Ortega, Esq. has litigated against some of the biggest banks in the country including Discover Bank, Bank of America, American Express National Bank, Wells Fargo and others. If you find yourself being sued by a creditor please call our law firm today for a free consultation.

Debt Settlement

Debt settlement is an alternative to bankruptcy that can help alleviate the stress and pain of dealing with debt and collectors. It involves negotiating directly with each creditor in order to negotiate and arrive at a settlement that is amicable for all parties. This may involve speaking directly with creditors, third party debt collectors and attorneys. While debt settlement is not for everyone, for individuals in certain situations this can be a great way to put debt behind you and get back on the road to financial independence. Please call MSO LAW, P.A. today for a free consultation on whether debt settlement is right for you.

FDCPA/FCCPA Litigation

Debt collectors sometimes engage in aggressive and unscrupulous behavior: calling you and your family at all hours of the day, making threatening claims, intimidating you to make a decision immediately or even lying to you or misrepresenting facts. Luckily there is a line debt collectors can cross and if they do, you can make them pay! There are federal and state laws that determine when a creditor has engaged in illegal conduct during the process of collecting an alleged debt. If you think that a debt collector has harassed you or engaged in illegal behavior, please contact our law firm for a free consultation.

Post Judgment Litigation

Sometimes individuals and businesses find themselves in situations where their paycheck is being garnished or their operating account is being frozen and they have no clue what happened or where to turn. In these situations, it is best to consult with an attorney who understands the difficulties and subtleties of post-judgment litigation. If you have discovered that you or your business are dealing with a judgment or an active levy or garnishment, call our law firm today for a free consultation.

General/Commercial Litigation

Sometimes you have suffered a wrong and need to use the court system in order to achieve justice, other times you may find yourself or your business has been dragged into a lawsuit and you are in need of competent representation. In either situation MSO LAW, P.A, can assist and guide you through the pitfalls of the legal system. From small claims court to circuit court, MSO LAW, P.A. has the ability and experience to make sure your legal problems are dealt with properly.

Consumer Protection

From the TCPA and FCRA, to Lemon Law claims and The Florida Deceptive and Unfair Trade Practices Act, there are many avenues that consumers can use to protect their rights and fight back against large corporations and brazen violators of consumer rights. If you believe that you may have a claim under one of the many consumer rights laws available to you, or if you are not sure and are seeking guidance as to your options and rights, please call our law firm today for a free consultation.

Chapter 7 Bankruptcy

Sometimes things happen in life we cannot control. From the loss of a spouse or loved one, to losing a job or even dealing with a hurricane or global pandemic, the world sometimes can throw you a curveball and it is difficult to pick up the pieces. If you feel that you are in need of a fresh start, please contact MSO LAW, P.A. in order to get more information regarding the filing of a Chapter 7 Bankruptcy.

Commercial/Consumer Contract Drafting and Reviews

From Non-Disclosure Agreements to Consignment Agreements, from Operating Agreements to Non-Competition Agreements, from Commercial Leases to Residential Purchase and Sale Agreements, MSO LAW, P.A. has the expertise and wherewithal to draft or review legal documents and give our clients a substantive understanding of their rights and options in a variety of scenarios. If you need a legal instrument reviewed or drafted please call our law firm today for a free consultation.